11. to create a budget, ______ your spending.\na categorize\nb disregard\nc impulse buy\nd make up\n12. the…

11. to create a budget, ______ your spending.\na categorize\nb disregard\nc impulse buy\nd make up\n12. the expression ______ means consumers have to be informed and careful about what they buy.\na “bill of rights”\nb “buyer beware”\nc “spam”\nd “generic”\n13. the fbi estimates that ______ fraud costs american consumers more than $40 billion per year.\na internet\nb shopping\nc telemarketing\nd television

11. to create a budget, ______ your spending.\na categorize\nb disregard\nc impulse buy\nd make up\n12. the expression ______ means consumers have to be informed and careful about what they buy.\na “bill of rights”\nb “buyer beware”\nc “spam”\nd “generic”\n13. the fbi estimates that ______ fraud costs american consumers more than $40 billion per year.\na internet\nb shopping\nc telemarketing\nd television

Answer

Brief Explanations:

  1. Categorizing spending is a key step in creating a budget. Disregarding spending, impulse - buying, or making up spending are not proper budget - creation steps.
  2. "Buyer beware" means consumers need to be informed and careful about their purchases. A bill of rights is a different concept, spam is unwanted communication, and generic refers to non - brand items.
  3. Internet fraud is a major concern and the FBI has estimated it costs American consumers over $40 billion per year. Shopping fraud is a broad term, telemarketing fraud and television - related fraud are not the main types with such a high estimated cost as internet fraud.

Answer:

  1. A. categorize
  2. B. "buyer beware"
  3. A. Internet