83. all of the following affect insurance premiums except: a. driving experience b. type of vehicle c. sex…

83. all of the following affect insurance premiums except: a. driving experience b. type of vehicle c. sex of the driver d. distance the car is driven to and from work 84. the minimum requirement for liability insurance in north carolina is: a. 5 - 10 - 15 b. 50 - 100 - 50 c. 30 - 60 - 25 d. 100 - 300 - 100 85. if you are driving in the late afternoon when the sun is bright and low in the sky, it is wise to do which of the following? i. use hand signals and electrical lights together. ii. drive in the right lane well below the speed limit. a. i only b. ii only c. both i and ii d. neither i nor ii 86. the most frequent type of accident on interstate highways is: a. sideswipe collision b. running off the road c. rear - end collision d. head - on collision

83. all of the following affect insurance premiums except: a. driving experience b. type of vehicle c. sex of the driver d. distance the car is driven to and from work 84. the minimum requirement for liability insurance in north carolina is: a. 5 - 10 - 15 b. 50 - 100 - 50 c. 30 - 60 - 25 d. 100 - 300 - 100 85. if you are driving in the late afternoon when the sun is bright and low in the sky, it is wise to do which of the following? i. use hand signals and electrical lights together. ii. drive in the right lane well below the speed limit. a. i only b. ii only c. both i and ii d. neither i nor ii 86. the most frequent type of accident on interstate highways is: a. sideswipe collision b. running off the road c. rear - end collision d. head - on collision

Answer

Brief Explanations:

  • For 83: Insurance premiums are affected by driving - experience (risky drivers pay more), vehicle type (expensive cars cost more to insure), and distance driven (more miles, more risk). Sex of the driver is not a factor in all regions due to anti - discrimination laws.
  • For 84: In North Carolina, the minimum liability insurance requirement is 30 - 60 - 25 which represents $30,000 for bodily injury per person, $60,000 total for all persons in an accident, and $25,000 for property damage.
  • For 85: Using hand signals and electrical lights together in bright sunlight can enhance visibility. Driving well below the speed limit in the right lane can cause traffic congestion and may be dangerous. So only I is correct.
  • For 86: Rear - end collisions are the most common on interstate highways due to following too closely and sudden stops.

Answer:

  1. C. sex of the driver
  2. C. 30 - 60 - 25
  3. A. I only
  4. C. rear - end collision