question 1 of 8\nwhat is the benefit of a checking account?\nselect a response.\n○ it allows you to save…

question 1 of 8\nwhat is the benefit of a checking account?\nselect a response.\n○ it allows you to save money and earn interest.\n○ it helps you spend money without carrying cash.\n○ it allows you to spend money and pay the bill later.\n○ it helps you invest money and gain a greater return.
Answer
Answer:
B. It helps you spend money without carrying cash.
Brief Explanations:
- Option A: Saving money and earning interest is a feature of savings accounts, not checking accounts.
- Option B: Checking accounts enable transactions (like using checks, debit cards) to spend money without physical cash, which is a key benefit.
- Option C: Spending now and paying later is for credit cards, not checking accounts (checking uses available funds).
- Option D: Investing for greater returns is not a function of checking accounts (they are for day - to - day transactions).