year 1 april 20 purchased $53,250 of merchandise on credit from wilson, terms n/30. may 19 replaced the…

year 1 april 20 purchased $53,250 of merchandise on credit from wilson, terms n/30. may 19 replaced the april 20 account payable to wilson with a 90 - day, 6%, $37,000 note payable along with paying $16,250 in cash. july 8 borrowed $87,000 cash from nmr bank by signing a 120 - day, 6%, $87,000 note payable. august 17 paid the amount due on the note to wilson at the maturity date. november 5 paid the amount due on the note to nmr bank at the maturity date. november 28 borrowed $81,000 cash from rochester bank by signing a 60 - day, 12%, $81,000 note payable. december 31 recorded an adjusting entry for accrued interest on the note to rochester bank. year 2 january 27 paid the amount due on the note to rochester bank at the maturity date. requirement general journal general ledger trial balance schedule of payables calculation of interest year 2 payment prepare the january 27, year 2 journal entry to record the payment of the rochester note at maturity. king company does not prepare reversing entries. date account title debit credit 1/27/year 2
Answer
Explanation:
Step1: Calculate the interest for the Rochester note
The note was signed on November 28, Year 1 for $81,000 at 12% for 60 - days. By December 31, Year 1, 33 days have passed. The interest rate per day is $\frac{12%}{360}$. The accrued interest on December 31, Year 1 is $I_1=81000\times\frac{12%}{360}\times33 = 891$.
Step2: Calculate the remaining interest
The total interest for the 60 - day note is $I = 81000\times\frac{12%}{360}\times60=1620$. The interest for the period from January 1 to January 27 (27 days) is $I_2=1620 - 891=729$.
Step3: Determine the journal entry
When paying the note at maturity, we need to debit the Notes Payable account for the principal amount ($81,000), debit the Interest Expense account for the interest accrued in Year 2 ($729), and debit the Interest Payable account for the interest accrued in Year 1 ($891), and credit the Cash account for the total amount paid ($81000 + 1620).
Answer:
| Date | Account title | Debit | Credit |
|---|---|---|---|
| 1/27/Year 2 | Notes Payable | 81000 | |
| 1/27/Year 2 | Interest Expense | 729 | |
| 1/27/Year 2 | Interest Payable | 891 | |
| 1/27/Year 2 | Cash | 82620 |