any shift in interest rates can have positive or negative outcomes on annual percentage rate (apr). what…

any shift in interest rates can have positive or negative outcomes on annual percentage rate (apr). what happens to the apr on most credit cards when interest rates increase? choose 1 answer: a it increases b stays the same c it decreases d becomes zero
Answer
Answer:
A. it increases
Explanation:
Step1: Understand APR and interest rates
APR is annual percentage rate for borrowing. It's tied to market - interest rates.
Step2: Analyze the relationship
When market interest rates rise, credit - card companies increase APR to maintain profit margins and account for higher cost of funds. So, when interest rates increase, the APR on most credit cards increases.