what is a benefit of obtaining a personal loan?\no getting money with special repayment terms\no getting…

Brief Explanations:

Personal loans are often used for various purposes and can provide quick access to funds. While special repayment terms and favorable interest - rates are not always guaranteed, and they are not always for small amounts, one common benefit is the ability to get a relatively large amount of money to use immediately for things like home improvements, debt consolidation, etc.

Answer:

getting large amounts of money to use immediately