to build a good credit score, you must use credit. just like to build a gpa, you must go to school. what is…

to build a good credit score, you must use credit. just like to build a gpa, you must go to school. what is the best way to start building good credit?\na just borrow from friends and family and never pay it back.\nb after the age of 18, open a credit card (a secured card is always an option to get approval at a young age) and use the card only for items you can afford. when billed, pay in full and pay on time.\nc open multiple credit accounts and buy anything you want regardless of whether or not you can afford to pay the bill when it arrives.\nd credit is evil. dont ever use it.

to build a good credit score, you must use credit. just like to build a gpa, you must go to school. what is the best way to start building good credit?\na just borrow from friends and family and never pay it back.\nb after the age of 18, open a credit card (a secured card is always an option to get approval at a young age) and use the card only for items you can afford. when billed, pay in full and pay on time.\nc open multiple credit accounts and buy anything you want regardless of whether or not you can afford to pay the bill when it arrives.\nd credit is evil. dont ever use it.

Answer

Answer:

B. After the age of 18, open a credit card (a secured card is always an option to get approval at a young age) and use the card only for items you can afford. When billed, pay in full and pay on time.

Brief Explanations:

Option B is a responsible way to build credit. Paying on - time and in - full shows creditworthiness. Option A ruins relationships and credit. Option C can lead to debt and credit issues. Option D prevents credit - building.