a company that keeps files and records of people who apply for and use credit is called a\ncredit…

a company that keeps files and records of people who apply for and use credit is called a\ncredit union.\ncommercial bank.\nfinance company.\ncredit reporting agency.

a company that keeps files and records of people who apply for and use credit is called a\ncredit union.\ncommercial bank.\nfinance company.\ncredit reporting agency.

Answer

Answer:

D. credit reporting agency

Brief Explanations:

A credit - reporting agency maintains files on credit applicants and users. A credit union is a member - owned financial cooperative. A commercial bank offers a wide range of financial services. A finance company provides loans, but not record - keeping for credit as its main function.