which is not a good financial decision?\n○ building a savings account and taking out fewer and smaller loans…

which is not a good financial decision?\n○ building a savings account and taking out fewer and smaller loans in the future\n○ making monthly payments on a loan on time\n○ paying off a loan as soon as possible\n○ frequently spending more money than is earned
Answer
Brief Explanations:
Building savings, making timely loan - payments, and paying off loans early are positive financial behaviors. Spending more than one earns leads to debt and financial instability.
Answer:
frequently spending more money than is earned