which helps to establish a negative credit history? make payments on or before the due date. never miss a…

which helps to establish a negative credit history? make payments on or before the due date. never miss a payment. pay off the full amount with the first monthly statement. pay less than the minimum amount due.
Answer
Brief Explanations:
Making payments on - time, never missing payments, and paying off the full amount early are positive credit - building actions. Paying less than the minimum amount due is a negative action that can damage credit history.
Answer:
Pay less than the minimum amount due.