it is important to distinguish between needs and wants to\n○ spend money wisely.\n○ avoid phishing.\n○…

it is important to distinguish between needs and wants to\n○ spend money wisely.\n○ avoid phishing.\n○ eliminate risk.\n○ ensure liquidity.
Answer
Brief Explanations:
Distinguir entre necesidades y deseos ayuda a administrar mejor los fondos y gastar de manera más sensata. No está directamente relacionado con evitar el phishing, eliminar el riesgo o asegurar la liquidez.
Answer:
spend money wisely.