the jones family would like to buy a home, but they have a large amount of debt that has led to a weak…

the jones family would like to buy a home, but they have a large amount of debt that has led to a weak credit score. what step could the jones family take to improve their credit?\nthey could ask a credit agency for assistance with paying off debt.\nthey could declare bankruptcy to eliminate the debt they owe.\nthey could hire a financial adviser to figure out how to pay off their debt.\nthey could ask creditors to defer loans while they apply for a mortgage.
Answer
Brief Explanations:
Asking a credit agency for debt - payment assistance is not their role. Declaring bankruptcy will severely damage credit. Asking creditors to defer loans during mortgage application may raise red - flags. Hiring a financial adviser can help create a debt - repayment plan which can improve credit over time.
Answer:
They could hire a financial adviser to figure out how to pay off their debt.