money for a personal loan is usually issued to the borrower\no as needed over time.\no in small sums.\no in…

Brief Explanations:

Personal loan money is typically given to the borrower in one - time full amount (lump sum). It's not usually issued as needed over time like some lines of credit. Small sums is not the typical way. And while some personal loans can be unsecured (without collateral), the question is about how the money is issued, not about collateral.

Answer:

in one lump sum.