how much will a patient pay out of pocket for a $200 minor procedure if the deductible has not been…

how much will a patient pay out of pocket for a $200 minor procedure if the deductible has not been paid?\ndental insurance\npreventative exams 100%\nminor restorative 80%\nmajor restorative 50%\ndeductible $50.00\nmaximum benefit $1,100.00\nmonthly premium $40.00

how much will a patient pay out of pocket for a $200 minor procedure if the deductible has not been paid?\ndental insurance\npreventative exams 100%\nminor restorative 80%\nmajor restorative 50%\ndeductible $50.00\nmaximum benefit $1,100.00\nmonthly premium $40.00

Answer

Explanation:

Step1: Apply deductible first

Since deductible is $50 and not paid, patient pays $50 first.

Step2: Calculate remaining cost after deductible

Remaining cost is $200 - $50 = $150.

Step3: Calculate patient's share of remaining cost

Patient pays (1 - 0.8)×$150 = $30 of remaining cost.

Step4: Calculate total out - of - pocket

Total out - of - pocket is $50 + $30 = $80.

Answer:

$80