my daughter had surgery last year, and i just noticed that there’s an account in collections from her…

my daughter had surgery last year, and i just noticed that there’s an account in collections from her hospital visit. i called the billing department of the hospital to find out more about it. could the act of calling the hospital make my credit scores go up, go down, or stay the same?

my daughter had surgery last year, and i just noticed that there’s an account in collections from her hospital visit. i called the billing department of the hospital to find out more about it. could the act of calling the hospital make my credit scores go up, go down, or stay the same?

Answer

Brief Explanations:

Calling the hospital billing - department to inquire about a collection account is just a communication step. It doesn't directly impact credit scores as credit scores are based on factors like payment history, amounts owed, length of credit history, new credit, and credit mix. Inquiries made by consumers themselves (soft inquiries) don't affect credit scores.

Answer:

Stay the same