name: marty mcdonald todays date: 9/2019 accounts in collections: mytown collections. account - #30376201…

name: marty mcdonald todays date: 9/2019 accounts in collections: mytown collections. account - #30376201 amount placed: $1,500 balance: $10 went to collections in 2009 from 123 bank compare marty’s information with the collections section of the credit report she provided. what error do you see? a) the collections account should not be on her credit report. b) the collections account number is incorrect. c) the creditor is incorrect. name: mytown collections opened: 2/09 amount placed: $1,500 account # 30376201 verified: 9/19 balance: $10 responsibility: individual status: closed creditor: 123 bank
Answer
Brief Explanations:
Collections accounts older than 7 - 10 years (depending on jurisdiction) typically fall off credit reports. Since this went to collections in 2009 and it's 9/2019, it likely should not be on the credit report.
Answer:
A. The collections account should not be on her credit report.