people most likely need to take out a mortgage when they\n have bad credit.\n are making a large purchase.\n…

people most likely need to take out a mortgage when they\n have bad credit.\n are making a large purchase.\n are spending less than $1,000.\n have legal problems.
Answer
Brief Explanations:
A mortgage is a loan used to buy real - estate or other large assets. It is typically taken for large purchases as people may not have enough upfront cash. Bad credit makes getting a mortgage harder, spending less than $1000 doesn't usually require a mortgage, and legal problems are not directly related to needing a mortgage.
Answer:
B. are making a large purchase.