quiz\n1. why might using cash for discretionary spending be a smart strategy?\nit helps limit spending to…

quiz\n1. why might using cash for discretionary spending be a smart strategy?\nit helps limit spending to what you can afford\nit makes it harder to track purchases\nyou can always withdraw more cash if needed\nthe experience of using cash is more joyful
Answer
Brief Explanations:
Using cash for discretionary spending helps limit spending to what one can afford as once the cash is used up, no more spending can occur without additional cash - unlike credit which can lead to over - spending. Tracking purchases is actually easier with cash as one can see the physical money being spent. Withdrawing more cash if needed defeats the purpose of limiting spending. The joy of using cash is subjective and not a main financial reason for it being a smart strategy.
Answer:
It helps limit spending to what you can afford