i’m not responsible for paying my mortgage if my home is damaged in a disaster. does this logic make sense…

i’m not responsible for paying my mortgage if my home is damaged in a disaster. does this logic make sense, or is it nonsense?
Answer
Brief Explanations:
Mortgage is a legal - financial obligation. Even if the home is damaged in a disaster, the borrower is still generally responsible for repaying the loan, unless specific insurance or legal provisions apply. The mortgage agreement is separate from the damage to the property.
Answer:
NONSENSE