select the correct answer. what is a benefit of health insurance? a. it covers outpatient surgery expenses…

select the correct answer. what is a benefit of health insurance? a. it covers outpatient surgery expenses for your family and friends. b. it guarantees a certain sum of money to your family after your death. c. it ensures that you get paid despite being absent from work because of poor health. d. it reduces the cost of your health services and treatments.
Answer
Brief Explanations:
Health - insurance is designed to help with health - related costs. Option A is incorrect as it usually covers the policyholder and dependents, not just family and friends for outpatient surgery. Option B is about life insurance, not health insurance. Option C is more related to disability or sick - pay policies. Health insurance mainly reduces the cost of health services and treatments for the insured.
Answer:
D. It reduces the cost of your health services and treatments.