someone is retiring next year. what would be an appropriate amount of risk to take with their investments…

Brief Explanations:

As someone is retiring next - year, they have a short - term investment horizon and need to preserve capital. High - risk investments can lead to significant losses which they may not have time to recover from. Lower risk investments are more suitable to safeguard their funds for retirement. While savings accounts are risk - free, they may not provide enough growth to meet retirement needs. So, a lower risk option with some growth potential is appropriate.

Answer:

C. Lower risk, lower growth