which blog statement is an example of a claim?\n○ without previous financial experience, many college…

which blog statement is an example of a claim?\n○ without previous financial experience, many college students acquire unnecessary debt.\n○ experts suggest that high school students benefit from maintaining a personal savings account.\n○ using a debit card for small purchases is one way teens can practice financial responsibility.\n○ budgeting is an important skill for teenagers to develop and practice before leaving home.
Answer
Brief Explanations:
A claim is a statement that presents an opinion or assertion that can be argued for or against. Let's analyze each option:
- The first option ("Without previous financial experience, many college students acquire unnecessary debt.") is a descriptive statement, likely presenting an observation or fact - based statement (could be supported by data on college students' debt and financial experience).
- The second option ("Experts suggest that high school students benefit from maintaining a personal savings account.") is reporting what experts suggest, which is more of a report of advice rather than a claim (it's relaying others' opinions).
- The third option ("Using a debit card for small purchases is one way to practice financial responsibility.") is also a descriptive or informative statement about a way to practice financial responsibility.
- The fourth option ("Budgeting is an important skill for teenagers to develop and practice before leaving home.") presents an assertion (that budgeting is important for teenagers to develop) which can be argued (someone might say other skills are more important, or that teenagers don't need to budget before leaving home). So this is a claim as it's an opinion - based assertion.
Answer:
D. Budgeting is an important skill for teenagers to develop and practice before leaving home.