joanne has a goal of buying a townhome and saved for 5 years. she expected to have the down payment of…

joanne has a goal of buying a townhome and saved for 5 years. she expected to have the down payment of $15,000 saved by now but unfortunately she is $2,000 short. joanne is stressed and ready to give up. as her friend, what would you say to joanne to convince her that she should not give up? give her an option of how she might adjust her plan.

joanne has a goal of buying a townhome and saved for 5 years. she expected to have the down payment of $15,000 saved by now but unfortunately she is $2,000 short. joanne is stressed and ready to give up. as her friend, what would you say to joanne to convince her that she should not give up? give her an option of how she might adjust her plan.

Answer

Brief Explanations:

Joanne is close to her goal. Point out she's saved a large amount already ($13,000). Suggest she could extend her savings - time by a few months, take on a side - job for extra income, or cut non - essential expenses to make up the $2,000 shortfall. Encourage her that giving up now would waste all her previous efforts.

Answer:

Joanne, you've already come so far! You've saved $13,000 in 5 years, which is amazing. You're just $2,000 short. Maybe you could work a part - time job for a few months to earn the extra money, or cut back on some non - essential spending like eating out less. Don't give up now after all your hard work!